Peersight
Employers Newest Jobs All Openings Explore Log In
Navigation
My Profile Log Out
Jobs
GRAPHIC DESIGNER SAINT-HUBERT Graphic Designer Sr Sr Interior Designer Graphic Designers Hardware Designer Content Writer Programmer - Publishing Web Platform Developer Web Developer - eCommerce Web Developer Front-end Web Developer Validation Engineer Software QA Engineer Full-Stack Web Developer Junior Web Developer Software Infrastructure Engineer Motor Control Engineer Curriculum Developer Firmware Engineer Software Developer 2 - Natural Language Ingenieur Electrique Electrical Engineer - Product Software Developer - Industrial SOURCING SPECIALIST JUNIOR Designer graphique junior Front End Web Developer Front-end Developer - Los Angeles - up Web Designer Intern Front-End Web Developer Front-End Web Developer - Los Angeles Junior Software Developer SOFTWARE DEVELOPER JavaScript Front-End Developer FullStack Developer Web Developer SAP iXp Intern - Software Developer Manufacturing Engineer - Design and Senior Technology Consultant SEO Strategist Software Engineer Web Developer Java Developer Developer Applications Jr Software Developer Developer Analyst II - TELUS Health Software Developer Customer Service Representative Newest Jobs All Openings
Companies
0x 10% Happier 101 Commerce 1010data 10x Genomics 11 Honore 128 Technology 1366 Technologies 15Five 17 Media 17zuoye 1C Company 1Crowd 1HUDDLE 1QBit 1World Online 1mg 1stdibs 21viaNet 23andMe 2C2P 2RedBeans 2U Inc. 2lemetry 2nd Address 360 Mobile Security 36Kr 3D Robotics 3D Systems 3Pillar Global 3Scan 3T Biosciences 3VR 3YOURMIND 4:33 Creative Lab 4INFO 500 Startups 500px 51 Credit Card Manager 51talk 55ip 58 Daojia 58.com 5miles 6 River Systems 6sense 7Park Data 7k7k.com 7shifts 8 Securities 82 Labs Inc. 8btc.com 8i 8th Wall 8tracks Radio 8x8 Inc 90 Seconds 908 Devices 91springboard 99 9F Fintech Holdings Group 9stacks A Million Ads A10 Networks AB Tasty ABBYY ABEJA ABSENTIA ACL Services ACORN OakNorth Holdings Ltd. ACV Auctions ADC Therapeutics ADENTS HTI ADOR ADP ADVANO ADYOULIKE AEVI International AEye, Inc. AGNC Investment AID:Tech AISense Inc. AISpeech ALPHA AND CO AOptix Technologies APDM Wearable Technologies APUS Group AQMETRICS ARMO BioSciences ASR Microelectronics AT&T AT&T ATI Physical Therapy AUTO1 Group AV Homes AVG Technologies AWAL AYLIEN AYR Aahaa stores All Companies

Assistant Manager, Underwriting At Progressa

Location: North York, Ontario

Job Description

We are a group of visionaries who are here to disrupt the consumer lending industry in Canada by making access to credit easier and more comfortable. We are looking for an Assistant Manager - Underwriting who embodies our chief values: Customer Focused, Humanity, Integrity, Excellence, Fun.


Who We are:

Named by CB Insights in 2017 as one of 38 companies in the world helping the underbanked, Progressa is Canada's fastest growing financial technology lender focused on changing the way pay cheque to pay cheque Canadians access and build credit. Since 2013, our mission has been to build a socially responsible consumer finance company that encourages borrowing for the right reasons that Canadians can be proud of. Our enterprise solutions suite, driven by the 4th Generation Progressa Score™, is built for collection agencies, enterprise, and point of sale finance.

We are Canada's only 'Direct-Pay'? lender focused solely on non-prime and near-prime consumers. By paying bills directly for our customers, we provide peace of mind and an avenue to begin to reduce their debt load and rebuild their credit rather than creating additional financial strain.



What We Offer:

  • Comprehensive health benefits
  • Advancement opportunities
  • Office snacks or monthly lunches
  • Bonus and incentive programs
  • Competitive wages
  • Charity team building events
  • Monthly social events
  • Welcome swag kit
  • Access to exclusive discounts

Purpose:

Reporting directly to the Senior Underwriting Manager, the Assistant Manager will be responsible for managing a team of Underwriters, Credit Analysts and Lending Administrators, while assessing loan applications and making recommendations for responsible lending on both new and existing applications.



Responsibilities:

  • Work alongside the Underwriting Manager to:
  • Ensure staff is well equipped with knowledge, training, experience, tools and technology needed to achieve the required business results
  • Provide leadership, coaching and mentoring to the team, developing their competencies and positioning them for success
  • Monitor existing staff performance daily to ensure adherence to policies, practices and procedures – identifying gaps and necessary actions.
  • Review loan applications for higher approval amounts
  • Respond to agent inquiries and escalated customer calls in a timely manner
  • Assess loan applications for data integrity and potential fraud within risk guidelines
  • Conduct loan interviews with loan applicants over the phone (as required)
  • Assess bank statements, credit reports and debt-to-income ratios based on internal guidelines to assist with adjudication of loan applications
  • Communicate financing decisions to loan applicants and third party referrals
  • Quality check all information prior to creating loan agreement
  • Assess the need for loan protection insurance products as required
  • Assign appropriate interest rates to each category of loan
  • Underwrite refinancing opportunities for existing loan customers
  • Other related duties as required or assigned


Required experience, knowledge and skills:

  • 7 Years of Call Center Management experience
  • 5 years Loan Underwriting Experience (non-prime experience preferred)
  • Experience managing 20 or more agents
  • Should have proven plans and procedures related with Risk Analysis & Management
  • Excellent people management skills with the ability to deal with diverse behaviors
  • Negotiation, influencing and selling skills.
  • Advanced literacy, numeracy skills
  • Proficiency in Excel, MS word and powerpoint.
  • High attention to detail
  • Excellent customer service skills and phone manner
  • Strong communication skills, both verbal and written
  • Well-developed organizational and time management skills
  • Aptitude for multi-tasking
  • Ability to interpret, adapt to and apply guidelines and procedures
  • University Degree or equivalent post secondary in Business
  • Open availability to work varying shifts between 8 am to 9 pm Monday to Friday, and 9 am to 5 pm on Saturdays (as required)


Other details:

As a fintech company, Progressa is responsible for highly sensitive information. Please note that any job offer will be conditional upon the completion of a satisfactory background check including, but not limited to, criminal, credit and employment reference checks.

Progressa welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.